Retirement - What services does your country provide?
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They drop us off on an island with a gun and one bullet
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@wirestyle22 said:
They drop us off on an island with a gun and one bullet
Why wait for retirement?
https://en.wikipedia.org/wiki/Battle_Royale_(film)@IMDB said:
42 9th graders are sent to a deserted island. They are given a map, food, and various weapons. An explosive collar is fitted around their neck. If they break a rule, the collar explodes. Their mission: kill each other and be the last one standing. The last survivor is allowed to leave the island. If there is more than one survivor, the collars explode and kill them all.
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@JaredBusch said:
@wirestyle22 said:
They drop us off on an island with a gun and one bullet
Why wait for retirement?
https://en.wikipedia.org/wiki/Battle_Royale_(film)@IMDB said:
42 9th graders are sent to a deserted island. They are given a map, food, and various weapons. An explosive collar is fitted around their neck. If they break a rule, the collar explodes. Their mission: kill each other and be the last one standing. The last survivor is allowed to leave the island. If there is more than one survivor, the collars explode and kill them all.
Battle Royale is an amazing film
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@scottalanmiller said:
US: Basically nothing.
SS isn't nothing - sure, not enough to live on, but it's not nothing.
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@Dashrender said:
@scottalanmiller said:
US: Basically nothing.
SS isn't nothing - sure, not enough to live on, but it's not nothing.
True. But it's closer to nothing
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Hunger Games might be provided if Donald Trump get's in office.
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@scottalanmiller said:
True. But it's closer to nothing
it pays the rent. As long as the senior only has rent as an expense, they'll be juuuuuuuuuuuuust fine.
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Solid pensions from both the company I work at and the one prior.
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@MattSpeller said:
Solid pensions from both the company I work at and the one prior.
my second set of arms are crossed and I'm shaking my head
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@MattSpeller said:
Solid pensions from both the company I work at and the one prior.
Unless you work for the government, that's not the same - and even if you do, that's not what I'm really going for... What you're talking about is employer benefits, even if the employer is the gov't.
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@Dashrender said:
@MattSpeller said:
Solid pensions from both the company I work at and the one prior.
Unless you work for the government, that's not the same - and even if you do, that's not what I'm really going for... What you're talking about is employer benefits, even if the employer is the gov't.
DBPP baby
Defined benefit pension plan. 75% of your last 3 years of pay averaged until you croak.
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@Dashrender said:
@MattSpeller said:
Solid pensions from both the company I work at and the one prior.
Unless you work for the government, that's not the same - and even if you do, that's not what I'm really going for... What you're talking about is employer benefits, even if the employer is the gov't.
I have a government 457 from past jobs. I don't ever count on getting the money from it.. considering it is the government after all.
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@MattSpeller said:
@Dashrender said:
@MattSpeller said:
Solid pensions from both the company I work at and the one prior.
Unless you work for the government, that's not the same - and even if you do, that's not what I'm really going for... What you're talking about is employer benefits, even if the employer is the gov't.
DBPP baby
Defined benefit pension plan. 75% of your last 3 years of pay averaged until you croak.
The projected gains (if you see them that way) of a plan like that are overshadowed by smart mutual fund management imho
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@MattSpeller said:
@Dashrender said:
@MattSpeller said:
Solid pensions from both the company I work at and the one prior.
Unless you work for the government, that's not the same - and even if you do, that's not what I'm really going for... What you're talking about is employer benefits, even if the employer is the gov't.
DBPP baby
Defined benefit pension plan. 75% of your last 3 years of pay averaged until you croak.
That REALLY screws people who try to do any work towards the end. That is an "early retirement system" for sure.
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@scottalanmiller said:
@MattSpeller said:
@Dashrender said:
@MattSpeller said:
Solid pensions from both the company I work at and the one prior.
Unless you work for the government, that's not the same - and even if you do, that's not what I'm really going for... What you're talking about is employer benefits, even if the employer is the gov't.
DBPP baby
Defined benefit pension plan. 75% of your last 3 years of pay averaged until you croak.
That REALLY screws people who try to do any work towards the end. That is an "early retirement system" for sure.
It's so that you can go half time to train your replacement in the last months / year and take no hit on your pension
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@MattSpeller said:
@scottalanmiller said:
@MattSpeller said:
@Dashrender said:
@MattSpeller said:
Solid pensions from both the company I work at and the one prior.
Unless you work for the government, that's not the same - and even if you do, that's not what I'm really going for... What you're talking about is employer benefits, even if the employer is the gov't.
DBPP baby
Defined benefit pension plan. 75% of your last 3 years of pay averaged until you croak.
That REALLY screws people who try to do any work towards the end. That is an "early retirement system" for sure.
It's so that you can go half time to train your replacement in the last months / year and take no hit on your pension
How does it do that? If you take half time you would lower your average. It would make me never do half time or take any downgrade in pay.
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@scottalanmiller said:
@MattSpeller said:
@scottalanmiller said:
@MattSpeller said:
@Dashrender said:
@MattSpeller said:
Solid pensions from both the company I work at and the one prior.
Unless you work for the government, that's not the same - and even if you do, that's not what I'm really going for... What you're talking about is employer benefits, even if the employer is the gov't.
DBPP baby
Defined benefit pension plan. 75% of your last 3 years of pay averaged until you croak.
That REALLY screws people who try to do any work towards the end. That is an "early retirement system" for sure.
It's so that you can go half time to train your replacement in the last months / year and take no hit on your pension
How does it do that? If you take half time you would lower your average. It would make me never do half time or take any downgrade in pay.
Most are just your last year. With the average if you have any health issues or want to ease into it there's less effect on your pension.
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@MattSpeller said:
@scottalanmiller said:
@MattSpeller said:
@scottalanmiller said:
@MattSpeller said:
@Dashrender said:
@MattSpeller said:
Solid pensions from both the company I work at and the one prior.
Unless you work for the government, that's not the same - and even if you do, that's not what I'm really going for... What you're talking about is employer benefits, even if the employer is the gov't.
DBPP baby
Defined benefit pension plan. 75% of your last 3 years of pay averaged until you croak.
That REALLY screws people who try to do any work towards the end. That is an "early retirement system" for sure.
It's so that you can go half time to train your replacement in the last months / year and take no hit on your pension
How does it do that? If you take half time you would lower your average. It would make me never do half time or take any downgrade in pay.
Most are just your last year. With the average if you have any health issues or want to ease into it there's less effect on your pension.
Less than what? I've never heard of any plan that would have more of an effect on it.
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@scottalanmiller said:
@MattSpeller said:
@Dashrender said:
@MattSpeller said:
Solid pensions from both the company I work at and the one prior.
Unless you work for the government, that's not the same - and even if you do, that's not what I'm really going for... What you're talking about is employer benefits, even if the employer is the gov't.
DBPP baby
Defined benefit pension plan. 75% of your last 3 years of pay averaged until you croak.
That REALLY screws people who try to do any work towards the end. That is an "early retirement system" for sure.
How is this a screw though? Because what? you assume people in their last few years normally go part time instead of staying full time until retirement?
