Household reminders and tracking
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@stacksofplates said in Household reminders and tracking:
@JaredBusch said in Household reminders and tracking:
A Google calendar event is what I was looking at, but I wanted more options.
GnuCash would be nice if I wanted a full system.
Does your bank have anything? I know we can schedule payments with Virtual Wallet and I "think" AMEX and Capital One do that also.
Of course our bank offers various things, but that does not help you know that you have gotten the last bill amount in your email and made a note to update the payment for the month, etc.
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@JaredBusch said in Household reminders and tracking:
@stacksofplates said in Household reminders and tracking:
@JaredBusch said in Household reminders and tracking:
A Google calendar event is what I was looking at, but I wanted more options.
GnuCash would be nice if I wanted a full system.
Does your bank have anything? I know we can schedule payments with Virtual Wallet and I "think" AMEX and Capital One do that also.
Of course our bank offers various things, but that does not help you know that you have gotten the last bill amount in your email and made a note to update the payment for the month, etc.
If you have an Android phone and Google Now (Or whatever they are calling it these days) when you are emailed a bill it reminds you with Google Now when that bill is coming due. I get a reminder 7 days prior, 3 days prior, and the day it is due.
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Here is my method. I filter all finances through a high reward credit card, any pay the balance in full before interest hits. Amazon points for days. Savings withdrawals are automated on Payday, so like retirement, I never even see the money. I then use GoodBudget.com for basic envelope budgets. On payday, I use a scheduled transaction to fill the envelopes. Me and my wife put every expense in at the checkout line, and we both instantly know where we are on spending. I had enough data to see what my monthly expenses are and I was able to set my savings and spending cash budgets when I started this method so I was always within my means, and net worth is going the in positive every month.
I keep all of my bills coming to my house via paper. They go in a stack, and I schedule to pay them via online before the due date, preferably on the next payday. Then I recycle the paper, or use it in my compost bins, so I don't feel as bad for the waste. These also go into Goodbudget, so if bills go over budget, we move money from the spending cash envelope to cover it. Automatic withdrawals are scheduled in GoodBudget as well so I don't forget to remove the amount from Budget.
All other scheduling, travel, haircuts, kids events go into a shared calendar using Apple iCloud.
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@JaredBusch said in Household reminders and tracking:
@stacksofplates said in Household reminders and tracking:
@JaredBusch said in Household reminders and tracking:
A Google calendar event is what I was looking at, but I wanted more options.
GnuCash would be nice if I wanted a full system.
Does your bank have anything? I know we can schedule payments with Virtual Wallet and I "think" AMEX and Capital One do that also.
Of course our bank offers various things, but that does not help you know that you have gotten the last bill amount in your email and made a note to update the payment for the month, etc.
I guess I misunderstood what you wanted. I thought you just wanted a reminder for the payment. If it's not autopay we just have a reminder and then we look at whatever the bill is and pay it at that time.
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@stacksofplates said in Household reminders and tracking:
@JaredBusch said in Household reminders and tracking:
@stacksofplates said in Household reminders and tracking:
@JaredBusch said in Household reminders and tracking:
A Google calendar event is what I was looking at, but I wanted more options.
GnuCash would be nice if I wanted a full system.
Does your bank have anything? I know we can schedule payments with Virtual Wallet and I "think" AMEX and Capital One do that also.
Of course our bank offers various things, but that does not help you know that you have gotten the last bill amount in your email and made a note to update the payment for the month, etc.
I guess I misunderstood what you wanted. I thought you just wanted a reminder for the payment. If it's not autopay we just have a reminder and then we look at whatever the bill is and pay it at that time.
I'm still not entirely sure what he wants. Who cares what the amount is as far as a reminder to pay a bill is - when you log into the payment system to make the payment, it should tell you what you owe - unless you're using your bank/financial institution to send the payment, in that case, then yeah, you'd need to know.
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@Dashrender said in Household reminders and tracking:
@stacksofplates said in Household reminders and tracking:
@JaredBusch said in Household reminders and tracking:
@stacksofplates said in Household reminders and tracking:
@JaredBusch said in Household reminders and tracking:
A Google calendar event is what I was looking at, but I wanted more options.
GnuCash would be nice if I wanted a full system.
Does your bank have anything? I know we can schedule payments with Virtual Wallet and I "think" AMEX and Capital One do that also.
Of course our bank offers various things, but that does not help you know that you have gotten the last bill amount in your email and made a note to update the payment for the month, etc.
I guess I misunderstood what you wanted. I thought you just wanted a reminder for the payment. If it's not autopay we just have a reminder and then we look at whatever the bill is and pay it at that time.
I'm still not entirely sure what he wants. Who cares what the amount is as far as a reminder to pay a bill is - when you log into the payment system to make the payment, it should tell you what you owe - unless you're using your bank/financial institution to send the payment, in that case, then yeah, you'd need to know.
A bit of a two fold thing.
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The reminder/tracker to know we have not missed one. We currently pay certain things each week of the month. Once or twice over the last couple years we missed one. Obviously not a big deal. but still something we want to avoid.
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And a way to know how much to pay. Because the person receiving the email with the bill total is not the person paying the bills. Gas, Water, Electric vary form month to month with usage, for example.
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I do not like Mint and the other services I have found because I am not going to give some third party access to my bank account, cable account, water, electric, etc.
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Re Google Now: I am not a big user of Google services. I have a Gmail account. nothing goes there.
Everything goes to my daerma.com domain. The email is hosted on Google Apps (grandfathered free account thing).
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@JaredBusch said in Household reminders and tracking:
And a way to know how much to pay. Because the person receiving the email with the bill total is not the person paying the bills. Gas, Water, Electric vary form month to month with usage, for example.
Bre and I use an email group that we are both in and use it for the emails, but that was just a simple way we could solve that. I"m sure there is a better way.
As far as a tracker, I'm not sure other than doing a manual thing where you have to check something off or "agree" that you did pay it.
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I create a draft email on Monday and add to it over the week for shopping on Sunday.
